High School vs. College:
High School: “Ah, sorry bro. I’m broke.” This can be translated in many ways. Perhaps they simply don’t want to ask their parents for money; they don’t want to spend their money on you- they want to spend it on weed; they only have a couple dollars in their bank account which they’re saving to buy a new Tamagotchi.
College: “Dude, I have no money.” All assets are depleted. Time to work the streets.